menu

Checking Accounts

Enjoy the convenience and affordability of a Fort Lee Federal Credit Union checking account. We provide a wealth of options without the added costly fees. View our options with benefits such as no monthly maintenance fees or minimum balance. Enjoy online and mobile banking from your checking account, without the stress of monthly fees. Plus, as a Fort Lee FCU member, you have access to surcharge-free ATM transactions. View the full comparison below.

All Checking Accounts

Benefits  Share Draft 5 Star*
No Monthly Maintenance Fee or Minimum Balance

Surcharge-Free ATM Usage A

Free Online & Mobile Account Access B

Free Use of Electronic Bill Pay

Free Online Budgeting and Finance Program

Overdraft Transfers From Savings C
Up to three transfers per month from your savings to your checking to cover overdrafts for no charge

A Fort Lee FCU may charge a $1 foreign ATM fee for certain non-FLFCU ATMs.
B Data carrier rates may apply.
C Fees may apply after three overdraft transfers from your savings account.

Join Now

5 Star Checking Added Benefits

5 Star Checking from Fort Lee Federal Credit Union is a perfect option for active checking account users. Get rewarded with additional benefits and the ability to earn and save more with a checking account. Meet five easy qualifiers and enjoy extra rewards!

Additional Benefits for 5 Star Checking1

Share Draft

5 Star*

5 Star Monthly Reward Payout 2

Meet all 5 Star qualifiers and earn an extra $2 each month. 

 

Not eligible

 

Earn Dividends on Your Average Daily Balance 2

Meet all 5 Star qualifiers and earn a monthly dividend on your average daily balance—no minimum required.

$300 average daily balance required to earn dividend

No minimum balance required to earn dividend

5 Star Loan Rate Discount 3

Get an extra .25% off your rate on any new loan

 

Not eligible

 

5 Star Overdraft Fee Refund 2

We’ll cover one overdraft fee per year

 

Not eligible

 

$25 Bonus Payout for meeting qualifiers! 4

Receive a $25 bonus after the first month you meet all 5 Star qualifiers.

 

Not eligible

 

How to Earn Your Monthly 5 Star Checking Rewards:

Meet all 5 Star qualifiers and earn an extra $2 each month. Here are our five qualifiers.

  • Be registered for online banking
  • Be enrolled in e-statements
  • Direct deposit at least $200 per month into your 5 Star Checking account
  • Pay at least two bills per month through our Bill Pay system or ACH
  • Use your debit card for purchases at least 12 times per month5

3 Differences Between Credit Unions vs. Banks

By opening a checking account with a credit union compared to a bank, you can rest assured that you, the member, come first. Our financial institutions in Fort Lee and Prince George, Virginia offer a checking account along with savings accounts. Below are the 3 biggest differences when choosing between a credit union vs. bank.
  1. Dividend rates let your money work for you when you open an account with Fort Lee Federal Credit Union. Credit unions typically have the highest yield opportunities for their members.
  2. In comparison to banks, credit unions are able to provide lower fees, if any. We are fee free when it comes to monthly and minimum balances.
  3. If you are looking to be put first, credit unions are more reputable for being member-centric. Credit unions have a unique membership structure that banks simply cannot offer.

Open a Checking Account Today

Already a member?

Log in to Online Banking to open a new checking account!

Log in to Online Banking

Not a member?

Join Now

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

1Membership required to open a checking account. Certain restrictions and qualifications apply. Non-refundable membership fee of $1, plus a $25 savings deposit refundable at account closing, applies.
2Reward bonus and/or refund payouts are automatically deposited into your 5 Star Checking on the third day of the following month. For example, rewards earned for March would be paid the third day of April.
3Loan application must be received after 5 Star account opening. Excludes mortgages and credit cards.
4$25 bonus payout is a limited time offer and may be discontinued at any time.
5Minimum $5 per transaction; ATM and cash advance

VIEW ALL RATES

◊ APY = Annual Percentage Yield. Fees could reduce the earnings of the account.

◊◊ Share Draft Checking Accounts require an Average Daily Balance of $300.00 to earn the stated quarterly dividend. Rates are subject to change quarterly as determined by the Credit Union Board of Directors. Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce the earnings of the account. See Fee Schedule for details. For additional information, please read the Truth in Savings Share Account Disclosure.

◊◊◊ Five Star Checking Accounts do not require a minimum balance to earn the stated monthly dividend; however, you must meet all monthly qualifiers (as listed above) to receive dividend. Rates are subject to change monthly as determined by the Credit Union Board of Directors. Dividends are calculated using the average daily balance and are paid and compounded monthly. Dividends are not paid on accounts closed before the end of the month. Fees could reduce the earnings of the account. See Fee Schedule for details. For additional information, please read the Truth in Savings Share Account Disclosure.

Membership required to open any deposit account. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing. Fees could reduce the earnings of the account. See Fee Schedule for details.