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Checking Accounts

Enjoy the convenience and affordability of a Fort Lee Federal Credit Union checking account. We provide a wealth of options without a lot of costly fees. 

All Checking Accounts

Benefits  Share Draft 5 Star*
No Monthly Maintenance Fee or Minimum Balance

Surcharge-Free ATM Usage

Free Online & Mobile Account Access

Free Use of Electronic Bill Pay

Free Online Budgeting and Finance Program

Overdraft Transfers From Savings 1
Up to three transfers per month from your savings to your checking to cover overdrafts for no charge

1Fees may apply after three overdraft transfers from your savings account.

5 Star Checking Added Benefits

5 Star Checking is a perfect option for active checking account users. Meet five easy qualifiers and enjoy extra rewards!

Additional Benefits for 5 Star Checking1

Share Draft

5 Star*

5 Star Monthly Reward Payout 2

Meet all 5 Star qualifiers and earn an extra $2 each month. 

 

Not eligible

 

Earn Dividends on Your Average Daily Balance 2

Meet all 5 Star qualifiers and earn a monthly dividend on your average daily balance—no minimum required.

$300 average daily balance required to earn dividend

No minimum balance required to earn dividend

5 Star Loan Rate Discount 3

Get an extra .25% off your rate on any new loan

 

Not eligible

 

5 Star Overdraft Fee Refund 2

We’ll cover one overdraft fee per year

 

Not eligible

 

$25 Bonus Payout for meeting qualifiers! 4

Receive a $25 bonus after the first month you meet all 5 Star qualifiers.

 

Not eligible

 

5 Star Checking Qualifiers:

  • Be registered for online banking
  • Be enrolled in e-statements
  • Direct deposit at least $200 per month into your 5 Star Checking account
  • Pay at least two bills per month through our Bill Pay system or ACH
  • Use your debit card for purchases at least 12 times per month5

Open a Checking Account Today

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

1Membership required to open a checking account. Certain restrictions and qualifications apply. Non-refundable membership fee of $1, plus a $25 savings deposit refundable at account closing, applies.
2Reward bonus and/or refund payouts are automatically deposited into your 5 Star Checking on the third day of the following month. For example, rewards earned for March would be paid the third day of April.
3Loan application must be received after 5 Star account opening. Excludes mortgages and credit cards.
4$25 bonus payout is a limited time offer and may be discontinued at any time.
5Minimum $5 per transaction; ATM and cash advance

VIEW ALL RATES

◊ APY = Annual Percentage Yield

◊◊ Share Draft Checking Accounts require an Average Daily Balance of $300.00 to earn the stated quarterly dividend. Rates are subject to change quarterly as determined by the Credit Union Board of Directors. Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce the earnings of the account. See Fee Schedule for details. For additional information, please read the Truth in Savings Share Account Disclosure.

◊◊◊ Five Star Checking Accounts do not require a minimum balance to earn the stated monthly dividend; however, you must meet all monthly qualifiers to receive dividend. Rates are subject to change monthly as determined by the Credit Union Board of Directors. Dividends are calculated using the average daily balance and are paid and compounded monthly. Dividends are not paid on accounts closed before the end of the month. Fees could reduce the earnings of the account. See Fee Schedule for details. For additional information, please read the Truth in Savings Share Account Disclosure.

Membership required to open any deposit account. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing. Fees could reduce the earnings of the account. See Fee Schedule for details.