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Dividend Rates

VIEW ALL RATES

VIEW ALL RATES

VIEW ALL RATES

VIEW ALL RATES

◊ APY = Annual Percentage Yield

◊◊ Share Draft Checking Accounts require an Average Daily Balance of $300.00 to earn the stated quarterly dividend. Rates are subject to change quarterly as determined by the Credit Union Board of Directors. Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. Fees could reduce the earnings of the account. See Fee Schedule for details. For additional information, please read the Truth in Savings Share Account Disclosure.

◊◊◊ Five Star Checking Accounts do not require a minimum balance to earn the stated monthly dividend; however, you must meet all monthly qualifiers to receive dividend. Rates are subject to change monthly as determined by the Credit Union Board of Directors. Dividends are calculated using the average daily balance and are paid and compounded monthly. Dividends are not paid on accounts closed before the end of the month. Fees could reduce the earnings of the account. See Fee Schedule for details. For additional information, please read the Truth in Savings Share Account Disclosure.

◊◊◊◊ Share Accounts require an Average Daily Balance of $300.00 to earn the stated dividend. The Primary Share Account requires a $25 minimum deposit to open. The IRA Share Account requires a minimum depostit of $100 to open. Rates are subject to change quarterly as determined by the Credit Union Board of Directors. Last updated September 21, 2016. Dividends are calculated using the average daily balance and are paid and compounded quarterly. Dividends are not paid on accounts closed before the end of the quarter. For additional information, please read the Truth in Savings Share Account Disclosure.

¥ Money Market Accounts require an Average Daily Balance of $300.00 to earn the stated dividend. Money Market Accounts require the stated minimum deposit to open.  For example, the Money Market $25,000 requires a $25,000 minimum deposit to open.  Rates are subject to change monthly as determined by the Credit Union Board of Directors.  A fee of $25.00 will be applied for each occurrence if the minimum daily balance is not maintained in the period. The period is a month. For additional information, please read the Truth in Savings Share Account Disclosure.

∆  A Share Certificate requires a minimum balance of $2,500.00 to open. We may impose a penalty if you withdraw any of the principal before the maturity date. For Share Certificate accounts, the amount of early withdrawal penalty for your accounts is 180 days of dividends. Share Certificate rates are subject to change weekly. Early Withdrawal Penalty. We may impose a penalty if you withdraw any of the principal before the maturity date. Amount of Penalty. For Certificate accounts, the amount of the early withdrawal penalty for your accounts is 180 days of dividends. How the Penalty Works. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. Exceptions to Early Withdrawal Penalties. At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: When an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction. For additional information, please read the Truth in Savings Share Certificate Disclosure.