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Auto Loans

We offer auto loans for new and used vehicles for purchases and refinancing. A variety of low-cost rates and affordable terms are available.

New Auto Loans

  • Current year vehicles that have not been previously titled
  • Financing available up to 100% of the purchase price (MSRP) of the vehicle, plus tax, title, warranty and GAP not to exceed 125%.
  • Terms available up to 84 months, subject to vehicle value and credit rating
  • Get pre-approved!  Apply For a Loan

happy woman in car lot

Used Auto Loans

  • Used vehicles up to seven (7) model years old
  • Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty and GAP not to exceed 125%.
  • Terms available up to 84 months, subject to vehicle value, year, model and mileage and credit rating
  • Get pre-approved! Apply For a Loan

Refinance Your Auto Loan

  • Used vehicles up to seven (7) model years old
  • Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty and GAP not to exceed 125%.
  • Terms available up to 84 months, subject to vehicle value, year, model and mileage and credit rating
  • Get pre-approved! Apply For a Loan

Rates

   Apply For a Loan

  

VIEW ALL RATES

VIEW ALL RATES

New or Used Vehicle Loans: 2.99% is applicable on New or Used Vehicles for terms up to 60 months. Terms up to 84 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. The rate you receive is determined by credit qualifications. Ask a loan officer for more information. A loan example: $30,000 financed at 3.74% APR for 84 months gives a monthly payment of $407.

All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Your rate may vary depending on individual credit history and the Credit Union's underwriting standards. Please contact a Fort Lee FCU loan officer for current rates and details.

Membership required to apply for Fort Lee Federal Credit Union loans, credit cards, and lines of credit. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.

* APR=Annual Percentage Rate