menu

Auto Loans

We offer auto loans for new and used vehicles for purchases and refinancing. A variety of low-cost rates and affordable terms are available.

New Auto Loans

Shopping for a new car or truck? Take a look at our exclusive auto loan rates and terms before going with costly dealer financing. Features and qualifications include:

  • Financing available up to 100% of the purchase price (MSRP) of the vehicle, plus tax, title, warranty and GAP not to exceed 125%
  • Terms available up to 84 months, subject to vehicle value and credit rating
  • Current year vehicles that have not been previously titled
    Apply For a New Auto Loan

happy woman in car lot

Used Auto Loans

Found the used car you want? Drive it home with competitive used auto loan rates and terms that you won’t find with a dealer. Features and qualifications include:

  • Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty and GAP not to exceed 125%
  • Terms available up to 84 months, subject to vehicle value, year, model and mileage and credit rating
  • Used vehicles up to seven (7) model years old
    Apply For a Used Auto Loan

Refinance Your Auto Loan

Get lower monthly payments or get better terms and interest rates when you refinance your existing auto loan. Features and qualifications include:

  • Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty and GAP not to exceed 125%
  • Terms available up to 84 months, subject to vehicle value, year, model and mileage and credit rating
  • Used vehicles up to seven (7) model years old
    Apply For an Auto Refinance Loan


 

Rates

VIEW ALL RATES

VIEW ALL RATES

New or Used Vehicle Loans: 3.24% is applicable on New or Used Vehicles for terms up to 60 months. Terms up to 84 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. The rate you receive is determined by credit qualifications. Ask a loan officer for more information. A loan example: $30,000 financed at 3.74% APR for 84 months gives a monthly payment of $407. Additional loan example: $25,000 financed for 60 months at 3.24% APR would make the monthly payment $453.

All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Fort Lee FCU loan officer for current rates and details.

Membership required to apply for Fort Lee Federal Credit Union loans, credit cards, and lines of credit. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.

* APR=Annual Percentage Rate