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Auto Loans

We offer auto loans for new and used vehicles for purchases and refinancing. A variety of low-cost rates and affordable terms are available.

New Auto Loans

  • Current year vehicles that have not been previously titled
  • Financing available up to 100% of the purchase price (MSRP) of the vehicle, plus tax, title, warranty and GAP not to exceed 125%.
  • Terms available up to 84 months, subject to vehicle value and credit rating
  • Get pre-approved!  Apply For a Loan

Used Auto Loans

  • Used vehicles up to seven (7) model years old
  • Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty and GAP not to exceed 125%.
  • Terms available up to 84 months, subject to vehicle value, year, model and mileage and credit rating
  • Get pre-approved! Apply For a Loan

Refinance Your Auto Loan

  • Used vehicles up to seven (7) model years old
  • Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty and GAP not to exceed 125%.
  • Terms available up to 84 months, subject to vehicle value, year, model and mileage and credit rating
  • Get pre-approved! Apply For a Loan

Rates

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† 2.99% is applicable on new and used vehicle models for terms up to 72 months. Credit qualifications apply. The rate you receive is determined by credit qualifications. Please ask a loan officer for more information.

Rates subject to change without notice. Please contact a Fort Lee Federal Credit Union associate for current rates and details. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Your rate may vary depending on individual credit history and the credit union's underwriting standards.

Loan Example for Vehicle Loan:

APR

Monthly Payment

$25,000 for 60 months at 100% loan to value:

2.99%

$449.11

$25,000 for 72 months at 100% loan to value:

3.99%

$391.02

$25,000 for 60 months at 100% loan to value:

5.49%

$477.71

$25,000 for 72 months at 100% loan to value:

6.49%

$420.13

* APR=Annual Percentage Rate