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Personal Loans

From car repairs to wedding expenses to home renovation, we have the personal loan option to fit your needs.

Personal Line of Credit**

Need a few extra dollars? A personal line of credit offers the flexibility to draw funds you when you need it. Great for emergencies or essentials, a line of credit is a smart solution for many situations such as (but not limited to):

  • Small home repairs
  • Car repairs
  • New appliances
  • Moving expenses

Details

  • Revolving line of credit
  • Credit limits from $500 to $10,000 based on credit qualifications
  • Apply for pre-approval!

Apply Now

couple with paint roller, girl with dog, HVAC unit, flowers on headstone

Share Secured Loan

A Share Secured Loan option is a great way to build credit. Funds are held in your account equal to the balance of the loan, thus securing the loan.

Details

  • Flexible terms up to 60 months (72 months for amounts over $25,000)
  • Apply for pre-approval!

Apply Now


Lifestyle Loans

A lifestyle loan is the perfect fixed financing solution for larger purchases and expenses. Designed as a convenient alternative to the home equity loan, this option offers no closing costs and faster processing. Plus, unlike retailer financing, our competitive rates and flexible terms mean a more affordable loan for you.
 
Lifestyle Loans are ideal for a variety of items, including (but not limited to):
  • Home repairs and renovations
  • Heating and Air Conditioning repair/replacement
  • Veterinary expenses
  • Wedding expenses
  • Funeral/memorial expenses
  • and more!
Details
  • Credit limits from $500 to $25,000 based on credit qualifications
  • Flexible terms up to 7 years
  • Maximum term will be 84 months. (72 months permitted for amounts over $15,000 and 84 months for amounts over $20,000.)

Apply Now

Loan Rates

VIEW ALL RATES

VIEW ALL RATES

VIEW ALL RATES

Membership required to apply for Fort Lee Federal Credit Union loans, credit cards, and lines of credit. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.

*APR=Annual Percentage Rate

** Personal Line of Credit: Subject to credit approval. Your rate may vary depending on individual credit history and the Credit Union's underwriting standards. Rates and terms subject to change. Some restrictions may apply. Contact Fort Lee Federal Credit Union for more details. For additional information, please read the Line of Credit Agreement. A loan example: $1,000 financed for 12 months at 12.99% APR gives a monthly payment of $90.

**** Share Secured Loan: Subject to credit approval. Your rate may vary depending on individual credit history and the Credit Union's underwriting standards. Rates and terms subject to change. Some restrictions may apply. Contact Fort Lee Federal Credit Union for more details. A loan example: $15,000 financed for 60 months at 3.25% APR gives a monthly payment of $272. Additional loan example: $25,000 financed for 72 months at 3.25% APR gives a monthly payment of $383.

£ Lifestyle Loan: 6.99% APR is applicable on a Lifestyle Loan for terms up to 84 months. Terms up to 84 months available depending on amount borrowed. Credit qualifications apply. Ask a loan officer for more information. A loan example: $25,000 financed at 6.99% APR for 84 months gives a monthly payment of $378.00.