Budgeting & Credit

Budgeting Resources

FREE, easy-to-use software to help you manage money more effectively. Download the program to your computer to create your own personalized budget!



budget smart logo

Learning Lab
Online courses to help you increase your financial confidence. Choose from courses including Budgeting Basics, Credit Reports and Scores, and Preparing to Buy a Home.

green path learning lab

Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, the CheckRight interactive course is designed to teach you how to manage your checking account.



check right logo

Building Wealth: A Beginner’s Guide to Securing Your Financial Future

The Building Wealth PDF offers introductory guidance to individuals and families seeking help to develop a plan for building personal wealth. The document includes lessons with examples of how the people of Building Wealth set goals, budget, build credit and control debt.


Building Wealth PDF

Credit Resources

Dealing With Debt & Understanding Credit Reports
Debt is money you have borrowed from a person or a business. When you owe someone money, you have a liability. Learn about “good debt vs. bad debt”, avoiding debt traps, and much more. Worksheets and tools are included in this in-depth guide to help you understand debt and credit. (PDF)

Dealing With Debt & Understanding Credit Reports thumbnail

Understanding Your Credit Score
Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. Find out where credit scores come from, how to raise your score, and how to fix mistakes. (PDF)

Understanding Your Credit Score thumbnail