Budgeting & Credit
Building Wealth: A Beginner’s Guide to Securing Your Financial Future
The Building Wealth PDF offers introductory guidance to individuals and families seeking help to develop a plan for building personal wealth. The document includes lessons with examples of how the people of Building Wealth set goals, budget, build credit and control debt.
Dealing With Debt & Understanding Credit Reports
Debt is money you have borrowed from a person or a business. When you owe someone money, you have a liability. Learn about “good debt vs. bad debt”, avoiding debt traps, and much more. Worksheets and tools are included in this in-depth guide to help you understand debt and credit. (PDF)
Understanding Your Credit Score
Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. Find out where credit scores come from, how to raise your score, and how to fix mistakes. (PDF)