Guaranteed Asset Protection (GAP)

Fill in the GAP on your next vehicle loan!

There could be a big difference between what your automobile insurance will pay and what you owe on your loan. Most cars depreciate by thousands of dollars as soon as they are purchased. And if your car is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap" between your insurer’s settlement and your loan balance. Without protection, that "gap" in cost will come out of your pocket!

GAP coverage could save you thousands.

Guaranteed Asset Protection, or GAP, is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.*

It’s easy to be covered.

You can sign up for GAP when you request your auto loan at Fort Lee FCU. For your convenience, the amount of your GAP can be easily rolled right into your monthly loan payment.


*This product is offered by a third party. Subject to certain exclusions and benefit limitations. Deductible coverage is not available in all states. This product is offered by a Fort Lee Federal Credit Union associate who both accepts deposits on behalf of the credit union and sells nondeposit products on behalf of a third party.


TruStage offers exclusive member savings on car insurance. Get a quote.