Budgeting & Credit

Budgeting Resources

Building Wealth: A Beginner’s Guide to Securing Your Financial Future

The Building Wealth PDF offers introductory guidance to individuals and families seeking help to develop a plan for building personal wealth. The document includes lessons with examples of how the people of Building Wealth set goals, budget, build credit and control debt.

Home Budget Analysis Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Credit Resources

Dealing With Debt & Understanding Credit Reports

Debt is money you have borrowed from a person or a business. When you owe someone money, you have a liability. Learn about “good debt vs. bad debt”, avoiding debt traps, and much more. Worksheets and tools are included in this in-depth guide to help you understand debt and credit. (Dealing with Debt PDF)

Understanding Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. Find out where credit scores come from, how to raise your score, and how to fix mistakes. (Understanding your credit score PDF)