Auto Loan Refinancing
Refinance Your Auto Loan
It’s time to start saving some money on that auto loan. Let our team guide you in refinancing your auto loan.
Auto loan refinancing may be the ideal way for you to reduce your overall costs of car ownership. If you currently have an auto loan, and you feel as though your payment is just too high, we may be able to help you reduce your monthly payment.
At Fort Lee Federal Credit Union, we provide outstanding service, one-on-one attention to your needs, and fantastic offers on auto refinancing. Stop overpaying for your car loan and contact Fort Lee FCU to see how you could start saving on your monthly car payments.
Start Saving With Auto Refinancing
Our team of experienced representatives can help you decide how to best take advantage of auto refinancing. If you secured your auto loan some time ago and you want to pay less each month, you’ve come to the right place.
With competitively low auto loan refinance rates, you can slip into your car knowing you are saving money now and over the lifetime of your car loan, too.
Ready to get started? Call us at (804) 452-0736, or apply now online.
Auto Refinancing Resources
It can be confusing to know if refinancing your auto loan is the right move for your financial situation. At Fort Lee Federal Credit Union, we are committed to helping you to get the details right. We want you to be empowered by your options. That’s why we offer some helpful tools to guide you along the way.
Auto Refinance Calculators
Other Financial Resources
Loan and Funding Options from Fort Lee Federal Credit Union
At Fort Lee Federal Credit Union, we aim to always provide you with access to top-quality car loan products. If you are thinking about buying a new car or want to reduce your current auto loan payment, let us find solutions that will leave you with nothing but confidence (and more money in your pocket!).
New Auto Loans
With up to 100% financing available on the purchase price of your new vehicle, we can make you a highly competitive offer with terms of up to 84 months† on new vehicles. You’re encouraged to check out all of the options available to you.
Used Auto Loans
Perhaps you are in the market for a new-to-you car. Fort Lee can steer you in the right direction with a used auto loan. Our team offers car financing options up to 100% of the NADA value of your vehicle and finances vehicles up to seven years old.
Recreational Vehicle Loans
It’s time to hit the trail and really explore the world. Do it with your new camper or RV. Or, use our low-cost recreational vehicle loans to purchase a new boat. With our financing options available up to 90% of the NADA retail price of your vehicle, you can rest assured you’re getting a vehicle loan that makes enjoying life easy.
Cruise Into Financial Freedom
With competitive interest rates and an easy application process, you can count on Fort Lee Federal Credit Union for your auto refinance needs and much more. Stop overpaying for your car and refinance your car loan. Let our team offer some guidance to help you start saving.
Click below to apply now or call us at (804) 452-0736. We’ll assist you in finding lending solutions that help you save money behind the wheel.
Auto Loan Rates
New Vehicle Loan (Effective 9/12/19)
|Financing is available up to 100% of the vehicle's MSRP, including tax, title, and warranty. Depending on the vehicle value and credit qualifications, terms are available up to 84 months†.||2.99%† to 16.49%|
Used Vehicle Loan (Effective 9/12/19)
|Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty & GAP not to exceed 125%. Terms available up to 84 months†, subject to vehicle value, year, model, mileage & credit rating. Used vehicles up to 7 model years||2.99%† to 16.49%|
Vehicle Refinancing (Effective 9/12/19)
|Financing available up to 100% of the NADA retail value of the vehicle, plus tax, title, warranty & GAP not to exceed 125%. Terms available up to 84 months†, subject to vehicle value, year, model, mileage & credit rating. Used vehicles up to 7 model years||2.99%† to 16.24%|
Recreational Vehicle, Camper & Boat Loans (Effective 3/21/19)
|Depending on the RV/Camper/Boat value, terms are available up to 120 months. Some exceptions apply.||3.99%§
† New or Used Vehicle Loans: 2.99% APR is applicable on New or Used Vehicles for terms up to 60 months. Terms up to 84 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. The rate you receive is determined by credit qualifications. Ask a loan officer for more information. A loan example: $25,000 financed at 2.99% APR for 60 months gives a monthly payment of $450. Additional loan example: $25,000 financed for 84 months at 4.24% APR would make the monthly payment $344.58.
All rates subject to change without notice. All rates listed above are our best rates based on approved credit; actual rates may be higher depending upon applicant's credit rating and other underwriting factors. Most loans are processed the same day as the application is received. Please contact a Fort Lee FCU loan officer for current rates and details.
§ New or Used Camper, RV, or Boat Loans: 3.99% APR is applicable on new and used RVs, Campers and Boats for terms up to 60 months. Terms up to 120 months available depending on model, mileage, and amount borrowed. Credit qualifications apply. Please ask a loan officer for more information. A loan example: $40,000 financed at 5.99% APR for 120 months gives a monthly payment of $444.
Membership required to apply for Fort Lee Federal Credit Union loans, credit cards, and lines of credit. Non-refundable joining fee of $1 plus $25 savings (share draft) deposit refundable at account closing.
* APR=Annual Percentage Rate