Student Loans

Get the money you need with a student loan from Sallie Mae.®

At Fort Lee Federal Credit Union, we offer great financial products and services to meet the unique needs of our members. That's why we've partnered with Sallie Mae to offer the Smart Option Student Loan®, the Sallie Mae Parent LoanSM, and Sallie Mae's suite of graduate loans.

All loans offer multiple repayment options and benefits:

  • Competitive variable and fixed interest rates
  • No origination fee or prepayment penalty1    
  • Multiple repayment options    
  • Plus, you can borrow up to up to 100% of the school-certified cost of attendance2

college student with books and backpack 

Loans for undergraduates, graduate students, and parents

Smart Option Student Loan for Undergraduate Students
Choose from multiple repayment options.

Graduate loans
Choose a loan designed for school-certified expenses in graduate programs, including medical, dental, MBA, law, health professions, and master's/doctoral degrees.

Sallie Mae Parent Loan
Give the gift of education to your student with a loan in your own name.

Applying is easy
It only takes about 15 minutes to apply and get a credit result. To find out more or apply, visit us online.

Get started

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

Sallie Mae logo





This information is for borrowers attending degree-granting institutions only. Smart Option Student Loan information is for undergraduate borrowers only. You must be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible.

For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible.  Applications are subject to a requested minimum loan amount of $1,000.  Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Sallie Mae partner referenced is not the creditor for these loans and is compensated by Sallie Mae for the referral of Sallie Mae loan customers.

1) Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

2) Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.

Information advertised valid as of August 27, 2018.

These loans are made by Sallie Mae Bank or a lender partner.


©2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank or its subsidiaries. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.